Sunday, April 26, 2020

Essay Tips For Students

Essay Tips For StudentsWriting an essay is one of the hardest academic subjects, as all subjects that demand writing are very demanding in terms of the level of written comprehension required. A good essay is normally done as a thesis in a university. When your assignment for an essay is from your University, then the university will assign you the paper which must be submitted to a professor. You will be assigned a topic and then it is your responsibility to take care of the topic, ensure that you have it in full to impress the professor.As a student, you have a good chance of getting good grades for your essay if you know how to write an essay well. It is highly advised that you do not give yourself any excuses. If you have to start an essay on the topic 'how should students prepare for an examination', then it is going to be a difficult task. When you start off with a good topic, then you will find it easier to get yourself into a good groove and start writing the essay. It is not a burden that you have to bear but something that will eventually pay you off later in your life.The essay topic that you choose to write is important. There are many important topics to choose from, such as economics, English, art, literature, politics, religion, music, philosophy, history, and the list goes on. If you have to start a theme for your essay, it will be easier for you to begin with the topic which is known to you.You should have a strong background in one or more of the different areas of your education. You should be able to distinguish the major points and core ideas from the various areas of your education. The most important part of writing an essay is when you are going to lay down your viewpoint or case. So it is very important that you have clearly stated your own opinion on the subject.The next most important part of writing an essay is the plot. The plot is the part of the essay where you lay out your arguments and case. You must first get yourself in a good groove, so that you can get into the flow of the essay. Just keep reading, thinking and making sure that the information is correct and concise.Another important part of writing an essay is getting you into the flow of the essay. You must try to bring yourself to a place where you are mentally prepared and ready to continue your essay. You must keep in mind that you must not be in a hurry as this can be detrimental to your task.Writing an essay on any subject is going to be hard work but if you are determined enough, you will be able to reach the finish line in no time. Just keep yourself focused on what you want to achieve and in due time, you will be able to get the essay done.

Information Essay Outline Sample

Information Essay Outline SampleAn informative essay outline sample can be very helpful for anyone who is working on preparing an academic paper. It gives a place to start writing your essay and gives a central place to group ideas into one straightforward, well-defined pattern that you can build on as you go. If you have already gone through the easy way, you will know that it can be very difficult to write an essay without this sample.An informative essay outline sample can be invaluable to anyone, however. You can find a lot of free informative essays on the internet which are designed specifically to help you create a structured essay outline. Many websites that provide essays on the internet have started providing these samples for a fee. The advantage to taking advantage of these services is that you can see how it is done and you will learn a lot about the ins and outs of writing an essay before you pay.It is important to understand that, an informative essay outline sample is not the only thing that will be required to write a good academic paper. Writing an essay is a skill, and you will need to learn to work with a plan of how to get from point A to point B and it is also important to know where to start with a project that has a single idea. An academic essay is different from just any other writing that you might do and it is important to learn the best ways to make the process easier.Writing an essay is only one part of a student's goal to obtain a B or better grade. This is a skill that needs to be learned. The most important skills to writing an academic paper are studying and reading the required materials and utilizing the various sources of information you have.Be sure to make notes on each concept and take advantage of the space provided. You will find it useful to think about your topics as a whole before you begin to write and when you have finished, you will be able to make more useful notes on the topic.An informative essay outline sample is one of the things that makes the process easy and helps you organize ideas into a cohesive structure. It is essential to structure your paper before you begin to write it. To learn how to write an essay outline, you will need to find out how it is done. For the most part, an educational essay outline is based on four basic concepts that are easily found in almost every classroom.You will be able to find free informative essays on the internet that can be used as an informative essay outline sample. These samples will give you a chance to see the process without having to pay for them.

Tuesday, April 14, 2020

College loans and who is borrowing Essays - Loans,

College loans and who is borrowing College loans and who is borrowing England-Siegerdt, (2011) writes on a current study found that the following types of students are less likely to borrow: first generation college students; females; students considered financially dependent on their parents; and students who are Asian/Pacific Islanders, Hispanic, or American Indian. The purpose of the study was to determine which students are likely to borrow from a federal student loan program. Therefore, the dependent variable was dichotomous based on whether the student borrowed from any of the following federal student loan programs: Perkins, Subsidized Stafford, Unsubscribed Stafford, or Parent PLUS. The variables included race and ethnicity, income, first generation status, age, gender, and dependency status. The independent variables were selected based on prior research on the impact of loans on college access and borrowing trends over time. Binary logistic regression analysis was used to determine if there were relationships between the six independent varia ble and student borrowing from federal loan programs. The six independent variables were a combination of continuous, categorical, and dichotomous variables. Since there were varying relationships to a dichotomous dependent variable, BLR was selected because of its ability to accommodate these conditions. The results suggest that some students are less likely to borrow from federal student loans programs than others. Being a first generation college student loan decreases the likelihood that a student will borrow. The same is true for students who are female and for students who are financially dependent on their parents. Students who are Asian/Pacific Islanders, Hispanic, or American Indian also have less likelihood of borrowing than white students. The results also show that certain students are more likely to borrow than others. For instance, older students have greater odds of borrowing from federal student loans programs than younger students. In addition, students from higher income families are more likely to borrow from a federal program. For those students, every $1000 of additional income increases the odds of borrowing 2.5%. African American students are also more likely to borrow than white students. England-Siegerdt, (2011) article results indicate that students who are White, older, male, financially independent of their parents, or have a higher family income are most likely to borrow. However, even though the current study also found that students who are first in their family to attend college, students from lower income families, and students from certain groups are less likely to borrow England-Siegerdt, (2011). Perna, (2008) study develops a better understanding of U.S. high school students perception of loans and the forces that shape these perceptions in particularly important, given the pervasiveness of loans as a means to finance the accelerating prices find that although virtually all students are aware of loans, willingness to borrow varies based on characteristics of the school attended. The study also describes how parents and school personnel influence students perceptions of loans. To better understand students perception of loans and the forces that contribute to these perceptions, this study relies on a multi-level conceptual model. The conceptual model draws on multiple theoretical perspectives and situates the college-enrollment decision-making process within several layers of context. The conceptual model assumes that students college-enrollment decisions are shaped by four nested contextual layers: the student and family context; the school and community context; the higher education context; and the broader social, economic, and policy context. Data collection and analyses research teams completed the protocols using multiple sources, including the demographic and academic school profile, a review of the federal, state and local policies, and individual and focus group interviews. At each school, a research team conducted focus groups with 9th and 11th grade students and 9th and 11th grade parents and semi-structured interviews with teachers and counselors. Between 20 and 58 students, teachers, counselors and parents participated in the study, for a total of 596 participants Perna, (2008) findings have several implications, first all participating students indicated that they are aware that loans are uses to finance postsecondary education expenses. Many acknowledge the ubiquity of loans and express a preference for other forms of aid, but are resigned that loans may be necessary to attend college. The primary and consistently articulated reason for wanting to minimize the use of loans pertains to the need to replay the

Thursday, March 12, 2020

Wringhim chararcter analysis essays

Wringhim chararcter analysis essays James Hoggs classic novel, The Private Memoirs and Confessions of a Justified Sinner, portrays the fictional story of Robert Wringhim, a strong Calvinist who justifies murder by quickening the inevitable. Robert commits infamous acts of evil, believing that these murderous actions glorify God by annihilating sinners not chosen to be saved. I believe that a combination of factors involving both nurture and nature shape Wringhim into the suffering creature that he becomes. The greatest of these factors include Paranoia Schizophrenia, Multiple Personality Disorder, and the rejection of society. To my limited medical knowledge, I understand Wringhim to suffer from a severe case of Paranoia Schizophrenia among other forms of mental illnesses. There is evidence for this theory in the novel. For example, it is typical for victims of this medical condition to have an immense fear that literally controls their life. In the early pages of the book, Wringhim discusses this paranoid fear which consumes his life. My heart quakes with terror, when I thought of being still living in a state of reprobation, subjected to the awful issues of death, judgment, and eternal misery...( Hobbes 118). This fear of death, judgment and eternal misery controls him and becomes all he thinks about. He goes on to describe that he prays three times a day and seven times on the Sabbath to cope with this fear of damnation. However, even though Wringhim is obsessed with the security of his salvation earlier in the novel, this fear appears to diminish by an overwhelming sense of security that he is elected to be saved from the eternal flames fire, after his father bargains with God for Robert s soul (130). Although there is little evidence to support this theory, it is not unintelligent for one to believe that Wringhims original fear of eternal damnation persists throughout his lifetime, even after he realize...

Monday, February 24, 2020

Investment analysis Essay Example | Topics and Well Written Essays - 2000 words

Investment analysis - Essay Example Hedge Fund is an investment partnership of limited wealthy investors or institutions. The minimum investment requirement for entering a hedge fund is much higher than many other investment options. It is also a highly illiquid investment as the fund stays invested at least for a period of one year. Hedge fund is as similar as a mutual fund but differs in quantum of its investments and number of its participants. It is also less regulated than a mutual fund. Hedge funds are managed by a team of experts headed by portfolio managers. Most of the investors will have a say in the management of the fund. This essay will give a brief idea about the strategies adopted by hedge funds for managing funds and the implication of its operations in the overall financial sector. Hedge funds and its mode of operation Hedge funds operate in various methods to handle investment risk. There are several strategies being adopted by Hedge Funds to minimise the investment risk. Some of the most important st rategies are Long/Short Equity, Global Macro, Event Driven, Emerging markets, Equity Market-Neutral, Convertible Arbitrage, Fixed-Income Arbitrage, Short Sellers and Managed Futures. These strategies will be dealt in detail further. Long/short equity: As the name implies this strategy involves taking both long and short positions on stocks. The core concept of this strategy is to go short on overvalued stock and long on undervalued stocks. This strategy is adopted to make profit irrespective of whether the market rise or fall. It is used by hedge fund managers to make profit on both sides. The undervalued stock will increase in value to make profits while at the same time the value of overvalued stock will come down thus making profit on its short positions. â€Å"Thus, the goal of any equity long-short strategy is to minimise exposure to the market in general, and profit from a change in the difference, or spread, between two stocks.† (Barclay Hedge, 2011) Global Macro: Glob al Macro is a more sustainable investment strategy in the sense that it is based on top down analysis or the fundamentals. As the name signifies, this strategy considers the macro economic variables. Company specific investments are also based on factors like management quality, market share, company profits, market competition, financial position, and the like. This strategy also invests in all kinds of investment options like equities, commodities, currencies, etc. Hedge fund managers also hedge such portfolio with the use of necessary derivatives and other instruments. This has been proved to be one of the most successful strategies adopted by Hedge Funds. Event Driven: â€Å"An event-driven investment manager is typically looking to invest in situations where there is some form of corporate activity or catalytic change taking place.† (Leary, 2004) The events include mergers and acquisitions, bankruptcy, asset sales, or any other restructuring pertaining to a particular co mpany. Hedge fund managers predict the movement of the share price based on the nature of the event related to the company. For example a possibility

Saturday, February 8, 2020

Issues That Lead to the Recession Term Paper Example | Topics and Well Written Essays - 2500 words

Issues That Lead to the Recession - Term Paper Example What are the correct investments in a recession and the revised policies and procedures put into operation by the government to combat recession. Thirdly, this report will discuss the impact of the recession and the lessons learnt from it. Definition of Recession â€Å"The NBER does not define a recession in terms of two consecutive quarters of decline in real GDP. Rather, a recession is a significant decline in economic activity spread across the economy, lasting more than a few months, normally visible in real GDP, real income, employment, industrial production, and wholesale-retail sales.†(Business†¦.) â€Å"A significant decline in activity across the economy, lasting longer than a few months. It is visible in industrial production, employment, real income and wholesale-retail trade. ... With the steep rise in the unemployment levels, the government is obliged to extend unemployment benefits to a wider section of the society. Higher borrowing leads to higher taxes and additional interest payments in the future. As shares turn unattractive, the prices begin to dip. Lower profitability and lower dividends create a depressive mood for the investors and they look out for alternative sources of investment. The fall in share prices continues in anticipation of recessionary trends prolonging. But this is only the initial phase. When recession is at its hardest phase, the developments take a strange turn. In anticipation of economic recovery, share prices begin to recover, as the prudent investor calculates that it is the favorable time to invest from the point of view of long term gains. Falling prices of shares may be due to various other factors as well, not alone recession. The normal reaction to recession is that it should result in a lower inflation rate. The highlight of recession is it reduces demand and wage inflation. The issue to be examined is what economic factors impact the recession hard. The current recession is due to rise in oil prices. The expert opinion about this inflation is, it is bound to reduce demand, will result in price wars, as the firms will make all-out efforts to retain consumers. The scenario of falling investments takes volatile shape and hampers economic growth. The vicious circle begins. The slowdown in the growth rate, with the economy expanding with a slower pace, may result in substantial fall in investment. Fall in employment opportunities is the most feared factor during recession. The demand for labor takes a down turn. Not all sectors are impacted hard in equal measure

Wednesday, January 29, 2020

Curbing Examination Malpractices in Nigerian Educational Assessment Essay Example for Free

Curbing Examination Malpractices in Nigerian Educational Assessment Essay The paper examines the role or intervention of guidance and counseling in curbing examination malpractice in Nigerian educational assessment among all the stake holders in education industry. Counseling can be of much interventional assistance in bringing re-orientation of students, teachers, the school and the society. Also provides social, orientational and psychological counseling as an antidote for examination malpractice in Nigeria. Therefore, this paper dwells on concept of guidance and counseling, what examination malpractice is all about, and exposes the causes and an overview of background of examination malpractice in Nigeria is discussed. Similarly, the social effects of examination malpractice is discussed as it affects the political, moral, socio-economic of the nation and conclude with suggestion and solutions through counseling intervention so as to protect the validity and sanctity of examination in Nigeria All over the world examination is considered very important in educational system. By means of it, learners are formally measured and placements are made based on the results accrued from it. In Nigeria, education has been adopted as an instrument for meaningful national development. Therefore, government, communities, private organizations, and individuals have established educational institutions with a view to training the citizens for the development of the nation’s physical and human resources. In these institutions, teaching and guidance services are supposed to take place so that appropriate skills and knowledge can be acquired by the learners. Furthermore, machinery through which the extent of knowledge and skill acquisition is determined at each stage of learning has been set up. This is in form of examination which would be organized in order to evaluate, assess, place and test knowledge and skills. The outcome of the examination is used as a basis for decision making on the examinee’s ability. In view of the exceeding importance attached to examination at national and international levels, examinations are seen as an activity that should be executed well. Learners in Nigeria see examination as activities that should be successfully carried out if future is assured. Thus, there are many instances where there are tendencies to pass examination at all costs. These trends and phenomena really called for concerns from all Quarters including the professional guidance counselors. Educational Guidance as seenbyEncarta(2009),a process of helping students to achieve the self-understanding and self-direction necessary to make informed choices and move toward personal goals. Guidance focuses on the complete development of individual students through a series of services designed to maximize school learning, stimulate career development, and respond to the personal and social concerns that inhibit individual growth. Although guidance activities are usually associated with educational professionals known as counselors, educational guidance is actually a cooperative enterprise involving the participation of teachers, administrators, other educational specialists, and parents. Similarly, Egbule (2002) puts the concept of Guidance and Counseling as a helping service in the understanding of the factors or events that led to the conceptual evolution of it as a subject matter, a professional discipline and indeed a helping service. Meanwhile, he submitted further that it is these factors that are responsible for its popularization as helping service and subsequent use in resolving various educational, vocational and socio-personal problems of individual in the society. Some of the factors according to Egbule, (2002) include: * Traditional practices relating to advising * Civilization in modern society and problems associated with it * Development in the field of psychology and philosophy * Educational development * Socio-political developments * Different behavior problems of individuals that require counseling, among others. Ipaye, (1983) in Abdu, (2007) define guidance and counseling as a helping service that provides the atmosphere as well as the setting within a professional counselor can help a person (client) or a group of person in terms of resolving educational, vocational and personal-social problems. It is also the process of assisting the individuals acquire, get acquainted with and becoming aware of the opportunities in the personal, social, educational and vocational world. This is with a view to experiencing and exploring various interventional communication roles. No doubt, counseling has a long interventional role to play by virtue of its significant relevance in curbing examination malpractices in Nigerian educational society as the comprehensive services would bring about positive attitudinal change in individuals thus creating an opportunity to operate in an atmosphere free from corruption and tension. Administration of examination has generally been associated with the problem of cheating, otherwise known as examination malpractice. Examination malpractice has been defined in various ways. Imogie (2001) in Umar A and et al (2009) maintain that it involves wrong doing before, during or after an examination by candidates and sometimes invigilators, supervisors, typists, printer, or group whose actions give a candidate or group of candidates an undue advantage in an examination. It is also seen as an improper and dishonest act associated with examination with a view to obtaining unmerited advantage, while WAEC itself consider examination as any irregular behavior exhibited by candidates or anybody charge with the responsibility of conducting examination in or outside the examination hall, before, during or after examination. (WAEC, 2003) It could be deduced that examination malpractice is all round irregularities associated with the conduct of examination. Since human beings have always been conscious of human ability and efficiency in the area of appointments or promotions, examinations of different form or standard have been with mankind in the course of human evolution. Examination has along history in the world as reported by Pratt (1980) in Umar G, Mburza A, Bulama K, (2009) that examination malpractices was first noticed over 3000 years ago in the famous Chinese Civil Service and regulations which include death penalty for both the guilty students and examiners. Olowu, (2006) in Nnachi, (2009) added that from China, formal examination spread to different parts of the world. By the middle of the 19th century, competitive examinations were introduced in Britain and India for the selection of government officials. Corrupt practices in examination in Nigeria dated back to the pre-independence. According to various sources, the first publicly reported case of examination malpractices was in 1914, when the question papers of the Senior Cambridge Local Examination were reportedly seen by the candidates before the date of the examination. Since then, there have been incessant cases of irregularities reported on annual basis, the outstanding years were 1963, 1967, 1970, 1973, 1977, 1979, 1981, 1985, 1987, 1991, 1994 to 2003 (WAEC, 2004) the major features of the examination malpractices reported were: impersonation, smuggling in foreign materials, slot in, stealing, converting, collusion in examination hall, mass cheating, mass organized cheating, unlawful assistance from teachers and outsiders and insult on supervisors. This ugly phenomenon is inimical to academic and social development and it needs to be addressed drastically. The incidence of examination malpractices over the years has become so alarming in both public and private institutions despite various sanctions employed. Examination malpractices have in recent years remained one of the disturbing phenomenons in educational institutions in Nigeria. The trend which takes different dimensions and forms has become alarming especially in higher institution of learning. It is not limited to internal examination prepared by schools, colleges, polytechnics, and universities, but it has gone up to external examinations such as WAEC, NECO, UTME, NTI, NABTEB, and professional examinations. The situation became embarrassing to the nation that the Federal Military Government had to promulgate Decree20 to deal with it. Part of the provision of the Decree reads: Any person who fraudulently or with intent to cheat or secure any unfair advantage to himself or any person or in abuse of his office, produces, sells or buy, or otherwise deals with any question paper intended for the examination of persons at any examination or commit any of the offence specified in section 3 (27) (c) of this Decree, shall be guilty of an offence and on conviction be sentence to 21 years imprisonment. However, Examination Malpractices Act 33 of 1999 reversed the above Decree but stipulates punishment ranging from a fine of N50, 000 to N100, 000 and imprisonment for a term of 3-4 years with or without option of fine. It is regretful to note that this is a toothless bulldog as none of these penalties has been fully implemented, if at all they are implemented.